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Applications are processed by Help Personal Finance.  Help Personal Finance is a trading style of Help Marketing Limited who are authorised by the FSA.  Commercial Mortgages and Secured Loans are not regulated by the FSA.  The actual rate that you will be charged will depend upon your circumstances.  Loans may be secured on your home.  Think carefully before securing debts against your home as your home may be reposessed if you do not keep up the repayments on a mortgage or or any other debt secured against it.  A broker fee of 10% may apply.  Please ask for a personalised illustration.